precisely what i am after,,,  3.7 volt with detatchable cord for portability...   so, with protected batteries, theoreticly , the circuit inside the battery will automatically regulate whatever charge i give it... be it plugged into my computer, or plugged into my 2amp wall charger? 
also, excactly where would i attatch the usb cord wires to...the opposite  pos and neg posts?  I don't want it to bypass the battery while i am using it..right?    
 
i agree that adding a bunch of different components just improves the odds of failure.... the more you add, the more can go wrong. 
 
 
someone else here asked why i used such a small switch... well..., this was my first build. I ordered the parts from an ecig store thinking that they will sell me what is best for the application.  I now understand that i need to make sure the switch is rated for around 3 amps or so. 
 
also, i didn't add a "bunch of epoxy" because if i applied it to both sides it would be difficult to  open up the case to repair.  I also try to keep it as clean as possible.. they can get messy can't they. 
 
there have been a lot of great comments here,, thank you everone!